Seminole County Schools
Customer Care
Phone: (800) 370-5856
E-mail: custserv@usablelife.com
Claims
Download Forms
Phone: (800) 370-5856
Fax: (501) 235-8417
claims@usablelife.com
Wellness Claims
Wellness Claim FormFile Online
Phone: (800) 370-5856
Fax: (501) 235-8400
claims@usablelife.com
Educators LTD Claims
LTD Claim Form
300 Southborough Drive, Suite 200
South Portland, ME 04106
Phone: (877) 254-0085
Fax: (207) 766-3448
claims@yourbenefitexpert.com
Other Information
Common QuestionsEmployee Benefits Enrollment is November 19 - November 22, 2024
Term Life
Term Life insurance is the least expensive form of life insurance coverage you can purchase. It provides life insurance for a stated period or term and is guaranteed renewable for subsequent term periods.
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Educators Long Term Disability
Long Term Disability is designed to provide income protection if you become disabled as the result of a covered sickness or injury.
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Accident
Accident insurance provides supplemental coverage for costs associated with covered accidental injury and death and allows you the option of tailoring coverage to fit your personal needs. You may also add your choice of optional disability riders: Accident Disability Rider (off-the-job only), 24-Hour Accident Disability Rider, and a Sickness Disability Rider. The policy is guaranteed renewable and can be paid by payroll deduction. All benefits are limited per covered accident (or covered sickness on the Sickness Disability Rider) and are paid directly to you.
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Cancer
Cancer insurance provides supplemental coverage when certain losses occur as the result of cancer or a covered specified disease. This coverage is available to you and your eligible family members with a choice of three plans. Benefits are paid directly to you regardless of other insurance coverage.
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Critical Illness
Critical Illness coverage provides a lump-sum payment upon the first diagnosis of a covered critical illness. Covered critical illnesses include carcinoma-in-situ, heart attack, stroke, end-stage renal disease, major organ transplant surgery, quadriplegia, coronary artery bypass surgery, balloon angioplasty, stent or laser relief obstruction procedures, or cancer (may be purchased with or without). Benefits are paid directly to you over and above other insurance coverage.
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Hospital
If you need assistance with deductible and copayment expenses, USAble Life provides you and your eligible family members with an individual Hospital Plan. This plan pays supplemental benefits to cover unexpected expenses in the event of a hospitalization.
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Medical Flexible Spending Account
Medical Flexible Spending Accounts (FSA) allow you to pay for qualifying medical expenses on a pretax basis. Expenses can come from family medical deductibles, copayments, eye care expenses, prescription drugs, and family dental expenses. It is allowable to exempt medical expenses for yourself, your spouse, and all dependents you list on your federal tax return.
Dependent Care Reimbursement
Dependent Care Accounts allow dependent care expenses for children under age 13, or a disabled spouse or person of any age who is unable (mentally or physically) to take care of him or herself and who spends at least eight hours a day in your home, to be deducted from your paycheck. The maximum dollar amount allowable under IRS regulations is $5,000 ($2,500 if married and filing separately) per plan year.