Critical Illness with Cancer | CPB

RECENTLY APPROVED: All employees may enroll with NO medical questions asked (aka: guaranteed issue). ENROLLMENT MUST BE DONE ON PAPER, form-fillable application below.

Every few seconds, an American suffers a heart attack or is diagnosed with cancer. The impact this can have on you and your family’s finances can be devastating. The copayments and the expenses that aren’t covered by major medical insurance eat away at savings as well as the belief that things can get better. Critical Illness + Cancer coverage helps with the nonmedical costs that come with such devastating diagnoses, including travel, childcare, and other unexpected expenses.

Presentation: Critical + Cancer (NHGI)

Hospital Confinement | CPB

RECENTLY APPROVED: All employees may enroll with NO medical questions asked (aka: guaranteed issue). ENROLLMENT MUST BE DONE ON PAPER, form-fillable application below.

Over the course of a prolonged hospital stay, savings may be put at risk simply to cover a variety of deductibles and co-payments. For many, turning to other family members and friends for help may seem like the only option to pay for expenses not covered by traditional insurance.

Hospital benefits can provide a reassuring layer of financial protection to you and your family by paying cash to cover unexpected expenses in the event of hospitalization.

Presentation: Hospital (BSNHGI)

Accident Recovery | CPB

An accident can change everything in the blink of an eye. The costs of dealing with a life-altering accident can be overwhelming for those who are unprepared. Bills can pile up quickly, linger for years after an accident, and have a lasting effect on everyone in the household. USAble Life’s Accident Plan offers you an additional layer of financial protection and pays you directly in the event of a covered accident.

Presentation: Accident Recovery (24HRB)

Application | CPB

NEW RULE: Guaranteed issue is now available for all employees on all three plans. The online platform is not yet able to accommodate this change, so please complete the highlighted areas and email your completed application to Cheryl.Archer@usablelife.com. Please contact Cheryl for assistance.