Islands Skilled Nursing & Rehabilitation

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Cheryl Archer
Cheryl.Archer@usablelife.com

(808) 538-8907
Mon-Fri: 8am - 5pm

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Phone: (800) 370-5856
Fax: (501) 235-8417
claims@usablelife.com

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Voluntary Group Term Life / Voluntary Accidental Death | ISNR

If you were recently hired and/or this is your first Open Enrollment, you may enroll in VGTL for your self, spouse and child(ren) with no medical questions or exams aka: guaranteed issue.

Voluntary Group Term Life (VGTL) insurance is the least expensive form of life insurance. Benefit is paid to the beneficiary when a covered individual dies, providing financial security in the event of an unforeseen death.

Voluntary Accidental Death & Dismemberment (VADD) insurance provides benefits if the cause of death or dismemberment is due to an accident-related incident. Affordable supplement to life insurance.

Presentation: VGTL / VADD (10030GTLA+)

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The above product list outlines the products currently offered for enrollment. Any products in which you may have previously enrolled may differ from those outlined here. Please refer to your policy for coverage information or contact customer service at (800) 370-5856 with questions regarding your policy. This benefit summary provides a very brief description of USAble Life’s insurance products. This is not an insurance policy and only the actual provisions of an issued policy control. USAble Life’s policies set forth the rights and obligations of covered persons and USAble Life. Please be aware that certain limitations and exclusions may apply, and certain coverage may reduce or terminate due to age or lack of eligibility. If you enroll and are approved for coverage, you will be furnished with a policy or certificate of insurance. Please read your insurance documents carefully.