JN GROUP | CYCLE CITY

Accident Recovery | JN+CC

An accident can change everything in the blink of an eye. The costs of dealing with a life-altering accident can be overwhelming for those who are unprepared. Bills can pile up quickly, linger for years after an accident, and have a lasting effect on everyone in the household. USAble Life’s Accident Plan offers you an additional layer of financial protection and pays you directly in the event of a covered accident.

Presentation:  Accident Recovery (24HRB)

Guaranteed issue for all employees, every year, for all 3 levels of coverage.

Critical Illness + Cancer | JN+CC

If you were recently hired and this is your first Open Enrollment, you may apply for Critical Illness + Cancer coverage for your self, spouse and child(ren) with guaranteed issue (no medical questions or exams).

Every few seconds, an American suffers a heart attack or is diagnosed with cancer. The impact this can have on you and your family’s finances can be devastating. The copayments and the expenses that aren’t covered by major medical insurance eat away at savings as well as the belief that things can get better. Critical Illness + Cancer coverage helps with the nonmedical costs that come with such devastating diagnoses, including travel, childcare, and other unexpected expenses.

Presentation:  Critical + Cancer (NHGI)

Please refer to the online enrollment site, AccessAble, for premiums.

Hospital Confinement | JN+CC

If you were recently hired and this is your first Open Enrollment, you may apply for Hospital Confinement coverage for your self, spouse and child(ren) with no medical questions asked aka: Guaranteed Issue!

Over the course of a prolonged hospital stay, savings may be put at risk simply to cover a variety of deductibles and co-payments. For many, turning to other family members and friends for help may seem like the only option to pay for expenses not covered by traditional insurance.

Hospital benefits can provide a reassuring layer of financial protection to you and your family by paying cash to cover unexpected expenses in the event of hospitalization.

Presentation:  Hospital (BSNHGI)

Please refer to the online enrollment site, AccessAble, for premiums and levels of coverage offered.

Voluntary Group Term Life (VGTL) and Accidental Death & Dismemberment (VADD) | JN+CC

If you were recently hired and this is your first Open Enrollment, you may apply for coverage for your self, spouse and child(ren) with guaranteed issue (no medical questions or exams).

Group Term Life insurance is the least expensive form of life insurance. Benefit is paid to the beneficiary when a covered individual dies, providing financial security in the event of an unforeseen death.

Voluntary Accidental Death & Dismemberment (VADD) provides benefits if the cause of death or dismemberment is accident related. An affordable compliment to life insurance.

Presentation:  JN_CC VGTL.VADD