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Local Representative

Cheryl Archer
E-mail: Cheryl.Archer@usablelife.com

Phone: (808) 538-8907
Mon-Fri: 8am - 5pm

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Email submission:  claims@usablelife.com

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Login to AccessAble to review coverage and update beneficiary designations.

New Hires enrolling during their first 30-days of eligibility and/or their first Open Enrollment may enroll in ALL PLANS with No Health Questions Asked. 

Please contact our local representative with any questions.

Voluntary Group Term Life (VGTL) and VADD | Maui Oil & Companies

Voluntary Group Term Life insurance (VGTL) is a very affordable form of life insurance.  Benefit is paid to the beneficiary when a covered individual dies, providing financial security in the event of an unforeseen death.

Voluntary Accidental Death & Dismemberment (VADD) insurance provides benefits if the cause of death or dismemberment is due to an accident-related incident. Affordable supplement to life insurance.

Presentation:  VGTLVADD

Please log-in to AccessAble to view prices.



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Accident Recovery | Maui Oil & Companies

An accident can change everything in the blink of an eye. The costs of dealing with a life-altering accident can be overwhelming for those who are unprepared. Bills can pile up quickly, linger for years after an accident, and have a lasting effect on everyone in the household. USAble Life’s Accident Plan offers you an additional layer of financial protection and pays you directly in the event of a covered accident.

Presentation:  Accident Recovery

Please refer to the online enrollment site, AccessAble, for premiums.



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Critical Illness + Cancer | Maui Oil

Every few seconds, an American suffers a heart attack or is diagnosed with cancer. The impact this can have on you and your family’s finances can be devastating. The copayments and the expenses that aren’t covered by major medical insurance eat away at savings as well as the belief that things can get better. Critical Illness + Cancer coverage helps with the nonmedical costs that come with such devastating diagnoses, including travel, childcare, and other unexpected expenses.

Presentation: Critical+Cancer

Please refer to the online enrollment site, AccessAble, for premiums.



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The above product list outlines the products currently offered for enrollment. Any products in which you may have previously enrolled may differ from those outlined here. Please refer to your policy for coverage information or contact customer service at (800) 370-5856 with questions regarding your policy. This benefit summary provides a very brief description of USAble Life’s insurance products. This is not an insurance policy and only the actual provisions of an issued policy control. USAble Life’s policies set forth the rights and obligations of covered persons and USAble Life. Please be aware that certain limitations and exclusions may apply, and certain coverage may reduce or terminate due to age or lack of eligibility. If you enroll and are approved for coverage, you will be furnished with a policy or certificate of insurance. Please read your insurance documents carefully.