Enroll or review your current benefits in AccessAble using the links above or to the left. Remember to update beneficiary designations if needed. If you are unable to enroll or access AccessAble, please complete the Application below and contact Cheryl Archer for assistance.
All plans are Guaranteed Issue (aka: automatic approval with no health questions asked) for ALL employees, spouses and children, every year. You must wait until Open Enrollment to enroll or change, unless you are a new hire or have a qualifying life event.
An accident can change everything in the blink of an eye. The costs of dealing with a life-altering accident can be overwhelming for those who are unprepared. Bills can pile up quickly, linger for years after an accident, and have a lasting effect on everyone in the household. USAble Life’s Accident Plan offers you an additional layer of financial protection and pays you directly in the event of a covered accident.
Presentation: Accident Recovery (24HRB)
Guaranteed Issue up to $15,000 for all Employees, up to $10,000 for Spouse and Child. You must wait until Open Enrollment to enroll or change, unless you are a new hire or have a qualifying life event.
Every few seconds, an American suffers a heart attack or is diagnosed with cancer. The impact this can have on you and your family’s finances can be devastating. The copayments and the expenses that aren’t covered by major medical insurance eat away at savings as well as the belief that things can get better. Critical Illness + Cancer coverage helps with the nonmedical costs that come with such devastating diagnoses, including travel, childcare, and other unexpected expenses.
Presentation: Critical + Cancer (NHGI)
Guaranteed Issue on the Basic level, available to both new and existing employees and their families. Complete the Application below if unable to enroll in AccessAble.
Over the course of a prolonged hospital stay, savings may be put at risk simply to cover a variety of deductibles and co-payments. For many, turning to other family members and friends for help may seem like the only option to pay for expenses not covered by traditional insurance.
Hospital benefits can provide a reassuring layer of financial protection to you and your family by paying cash to cover unexpected expenses in the event of hospitalization.
Presentation: Hospital (SNHGI) GI on Basic level.
If you are having trouble enrolling in AccessAble, please complete this PDF application and email it to Cheryl.Archer@usablelife.com.