UCERA dba: UHP

Local Customer Care

Cheryl Archer

(808) 538-8907
Cheryl.Archer@usablelife.com

Claims / Wellness Claims

File Online
Phone: (800) 370-5856
claims@usablelife.com

Other Information

FAQCommon Questions

Employee Benefits Enrollment is 5/12 thru 5/30   
Please email your completed applications to: Cheryl.Archer@usablelife.com

You will receive confirmation of receipt and be kept informed of the approval progress. Upon approval, premiums will be payroll deducted on a pre-tax basis and coverage will start August 1st.

Accident Elite

An accident can change everything in the blink of an eye. The costs of dealing with a life-altering accident can be overwhelming for those who are unprepared. Bills can pile up quickly, linger for years after an accident, and have a lasting effect on everyone in the household. USAble Life’s Accident Plan offers you an additional layer of financial protection and pays you directly in the event of a covered accident.

Presentation: USAble Life - Accident Elite



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Cancer Care Elite

Our Cancer insurance provides supplemental coverage when certain losses occur as a result of cancer or a covered disease. Three plan options are available for employees and their eligible family members; benefits are paid directly to the employee regardless of other insurance coverage.

Presentation: USAble Life – Cancer Elite



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Critical Care Elite

Critical Illness coverage provides a lump-sum payment upon the first diagnosis of a covered critical illness. Covered critical illness include carcinoma-in-situ, heart attack, stroke, end-stage renal disease, major organ transplant surgery, quadriplegia, coronary artery bypass surgery, balloon angioplasty, stent or laser relief obstruction procedures, or cancer (may be purchased with or without). Benefits are paid directly to you over and above other insurance coverage.

Presentation: USAble Life – CriticalCare Elite



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Hospital Indemnity

If you need assistance with deductibles and copayment expenses, USAble Life provides you and your eligible family members with an individual Hospital Plan. This plan pays supplemental benefits to cover unexpected expenses in the event of a hospitalization.

Presentation: USAble Life – Hospital Indemnity



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Application - Accident Elite

Applications are subject to underwriting approval. Written notification will be provided if additional information is needed and/or if your application is denied.



Download Brochure

Application - CancerCare Elite

Applications are subject to underwriting approval. Written notification will be provided if additional information is needed and/or if your application is denied.



Download Brochure

Application - CriticalCare Elite

Applications are subject to underwriting approval. Written notification will be provided if additional information is needed and/or if your application is denied.



Download Brochure

Application - Hospital Indemnity

Applications are subject to underwriting approval. Written notification will be provided if additional information is needed and/or if your application is denied.



Download Brochure



The above product list outlines the products currently offered for enrollment. Any products in which you may have previously enrolled may differ from those outlined here. Please refer to your policy for coverage information or contact customer service at (800) 370-5856 with questions regarding your policy. This benefit summary provides a very brief description of USAble Life’s insurance products. This is not an insurance policy and only the actual provisions of an issued policy control. USAble Life’s policies set forth the rights and obligations of covered persons and USAble Life. Please be aware that certain limitations and exclusions may apply, and certain coverage may reduce or terminate due to age or lack of eligibility. If you enroll and are approved for coverage, you will be furnished with a policy or certificate of insurance. Please read your insurance documents carefully.