Welcome Community Care of Rutherford County
Customer Care
Phone: (800) 370-5856
E-mail: custserv@usablelife.com
Claims
Download Forms
Phone: (800) 370-5856
Fax: (501) 235-8417
claims@usablelife.com
Wellness Claims
Wellness Claim FormFile Online
Phone: (800) 370-5856
Fax: (501) 235-8400
claims@usablelife.com
Other Information
Common QuestionsEmployee Benefits Enrollment is December 12, 2024
Term Life
Term Life insurance is the least expensive form of life insurance coverage you can purchase. It provides life insurance for a stated period or term and is guaranteed renewable for subsequent term periods.
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Voluntary Short Term Disability
If you need to insure your income, Voluntary Short Term Disability can help by providing partial income replacement when you experience disability due to a covered sickness, injury, or pregnancy. Benefits are paid to you weekly as long as you are insured under the plan, remain disabled, and under the regular care of a physician.
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Voluntary Long Term Disability
Voluntary Long Term Disability provides partial income replacement for you if you become disabled as the result of a covered sickness or injury.
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Accident
Accident insurance provides supplemental coverage for costs associated with covered accidental injury and death and allows you the option of tailoring coverage to fit your personal needs. You may also add your choice of optional disability riders: Accident Disability Rider (off-the-job only), 24-Hour Accident Disability Rider, and a Sickness Disability Rider. The policy is guaranteed renewable and can be paid by payroll deduction. All benefits are limited per covered accident (or covered sickness on the Sickness Disability Rider) and are paid directly to you.
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Cancer
Cancer insurance provides supplemental coverage when certain losses occur as the result of cancer or a covered specified disease. This coverage is available to you and your eligible family members with a choice of three plans. Benefits are paid directly to you regardless of other insurance coverage.
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Critical Illness
Critical Illness coverage provides a lump-sum payment upon the first diagnosis of a covered critical illness. Covered critical illnesses include carcinoma-in-situ, heart attack, stroke, end-stage renal disease, major organ transplant surgery, quadriplegia, coronary artery bypass surgery, balloon angioplasty, stent or laser relief obstruction procedures, or cancer (may be purchased with or without). Benefits are paid directly to you over and above other insurance coverage.
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