Welcome Grainger County Government

Customer Care

Phone: (800) 370-5856
E-mail: custserv@usablelife.com

Claims

Download Forms
Phone: (800) 370-5856
Fax: (501) 235-8417
claims@usablelife.com

Wellness Claims

Wellness Claim Form
File Online
Phone: (800) 370-5856
Fax: (501) 235-8400
claims@usablelife.com

Other Information

FAQCommon Questions

Employee Benefits Enrollment is July 7- July 10, 2025   

Voluntary Group Term Life

If you need additional term life protection for you and your eligible family members, think about USAble Life’s affordable Voluntary Group Term Life coverage. You select the benefit amounts to suit your specific situation, and premium payments are made through payroll deduction.



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Voluntary Short Term Disability

If you need to insure your income, Voluntary Short Term Disability can help by providing partial income replacement when you experience disability due to a covered sickness, injury, or pregnancy. Benefits are paid to you weekly as long as you are insured under the plan, remain disabled, and under the regular care of a physician.



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Voluntary Long Term Disability

Voluntary Long Term Disability provides partial income replacement for you if you become disabled as the result of a covered sickness or injury.



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Accident

An accident can change everything in the blink of an eye. The costs of dealing with a life-altering accident can be overwhelming for those who are unprepared. Bills can pile up quickly, linger for years after an accident, and have a lasting effect on everyone in the household. USAble Life’s Accident Plan offers you an additional layer of financial protection and pays you directly in the event of a covered accident.



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Cancer

Cancer insurance provides supplemental coverage when certain losses occur as the result of cancer or a covered specified disease. This coverage is available to you and your eligible family members with a choice of three plans. Benefits are paid directly to you regardless of other insurance coverage.



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Critical Illness

The overwhelming majority of healthy individuals over age 40 will become critically ill at some point in their future. The costs of treating a critical illness or end-of-life care can be devastating to you and your family’s income and life savings if sufficient insurance is not in place. Critical Illness coverage helps with the non-medical costs that often accompany a critical illness diagnosis and treatment, including travel, childcare, and other unexpected expenses.



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The above product list outlines the products currently offered for enrollment. Any products in which you may have previously enrolled may differ from those outlined here. Please refer to your policy for coverage information or contact customer service at (800) 370-5856 with questions regarding your policy. This benefit summary provides a very brief description of USAble Life’s insurance products. This is not an insurance policy and only the actual provisions of an issued policy control. USAble Life’s policies set forth the rights and obligations of covered persons and USAble Life. Please be aware that certain limitations and exclusions may apply, and certain coverage may reduce or terminate due to age or lack of eligibility. If you enroll and are approved for coverage, you will be furnished with a policy or certificate of insurance. Please read your insurance documents carefully.