If you need additional term life protection for you and your eligible family members, think about USAble Life’s affordable Voluntary Group Term Life coverage. You select the benefit amounts to suit your specific situation, and premium payments are made through payroll deduction.
If you need to insure your income, Voluntary Short Term Disability can help by providing partial income replacement when you experience disability due to a covered sickness, injury, or pregnancy. Benefits are paid to you weekly as long as you are insured under the plan, remain disabled, and under the regular care of a physician.
Voluntary Long Term Disability provides partial income replacement for you if you become disabled as the result of a covered sickness or injury.
An accident can change everything in the blink of an eye. The costs of dealing with a life-altering accident can be overwhelming for those who are unprepared. Bills can pile up quickly, linger for years after an accident, and have a lasting effect on everyone in the household. USAble Life’s Accident Plan offers you an additional layer of financial protection and pays you directly in the event of a covered accident.
Cancer insurance provides supplemental coverage when certain losses occur as the result of cancer or a covered specified disease. This coverage is available to you and your eligible family members with a choice of three plans. Benefits are paid directly to you regardless of other insurance coverage.
The overwhelming majority of healthy individuals over age 40 will become critically ill at some point in their future. The costs of treating a critical illness or end-of-life care can be devastating to you and your family’s income and life savings if sufficient insurance is not in place. Critical Illness coverage helps with the non-medical costs that often accompany a critical illness diagnosis and treatment, including travel, childcare, and other unexpected expenses.